PPO Health Insurance Plans
That Fit Your Life
Finding the right health insurance shouldn’t feel overwhelming.
At Alyssa Rae Insurance Agency, we specialize in helping clients explore private PPO health insurance plans with wide doctor access,
flexible coverage options, and no network limitations.
Whether you're self-employed, retiring early, or managing a small team,
we provide expert guidance & custom solutions to ensure your health plan works for you, not the other way around.
Our Private Health Insurance Options
We help individuals, families, and small business owners find affordable, flexible coverage without the headaches of navigating the system on their own. From PPO health insurance to supplemental, vision, and dental options, we tailor every plan to your specific health needs and budget. With personalized support at every step, you'll never feel lost or stuck making decisions alone.
What We Offer
Medical Insurance:
Private PPO Plans
Gain more control over your healthcare with private PPO health insurance plans designed for flexibility and choice. Unlike restrictive network-based plans, PPO health coverage allows you to see doctors and specialists nationwide—without referrals or unnecessary delays. These plans are an excellent option for individuals, families, and business owners who want dependable medical coverage with fewer limitations.
Health insurance PPO plans offer broader provider access, customizable deductibles, & out-of-network options that many traditional plans don’t provide. Whether you travel frequently, want the freedom to choose your doctors, or simply prefer more control over your care, PPO plans deliver the flexibility & peace of mind you’re looking for.
Dental & Vision Insurance
Your health coverage shouldn’t stop at medical care. That’s why we offer affordable dental and vision insurance plans that provide essential protection for your overall well-being. Whether you're looking to maintain preventive care or need support for unexpected procedures, these plans are designed to give you peace of mind without stretching your budget.
Our PPO dental insurance options cover everything from routine teeth cleanings and exams to emergency dental procedures & major treatments. It’s a smart, affordable way to protect your smile & avoid high out-of-pocket costs. Plans are available for individuals & families and can be bundled with other coverage for added savings.
Stay on top of your eye health with vision insurance that covers annual exams, prescription lenses, & even contacts. It’s ideal for individuals & families who want reliable, budget-friendly vision care. Plus, you’ll have access to a vast network of providers, making it easy to schedule care when & where you need it.
Supplemental Health Insurance Coverage
Traditional plans often leave critical gaps in coverage, but we’re here to fill them. Our supplemental health insurance plans provide added protection for life’s unexpected moments, helping you plan and stay financially secure no matter what comes your way. These policies are designed to complement your core health coverage and provide financial relief when medical bills, time off work, or serious diagnoses disrupt your life.
Accident insurance provides a financial cushion in the event of sudden injuries, such as falls, fractures, or car accidents. It helps cover costs like ER visits, ambulance rides, and follow-up care that your regular health insurance may not fully cover.
Critical illness insurance offers a lump-sum payout if you're diagnosed with a covered serious illness, such as cancer, heart attack, or stroke. This benefit can be used for medical bills, lost income, travel expenses, or any other expenses you may incur during recovery.
Catastrophic coverage is designed for worst-case scenarios—major illnesses or injuries that result in extremely high medical costs. It helps protect your finances by covering significant, unexpected expenses after you've met a high deductible.
Disability insurance helps replace lost income if you can’t work due to illness or injury. Short-term disability insurance covers you for a few weeks to several months, while long-term disability insurance provides extended financial protection for more serious or lasting conditions.
A life insurance policy provides essential financial security for your loved ones in the event of your passing. Whether you're looking to cover funeral costs, protect your family’s future, or leave a legacy, we’ll help you choose the right policy for your needs.
Why Choose Alyssa Rae Insurance Agency
Health insurance isn’t just about policies, it’s about people. As your private health insurance specialist, Alyssa Rae Insurance Agency focuses on building long-term relationships by offering real guidance, not just generic quotes. Our mission is to help you feel confident in your coverage and secure in your financial future.
- Independent & Licensed Experts You Can Trust
- Custom PPO Plans with Nationwide Access
- Clear, Transparent Quotes with No Pressure
- Dedicated One-on-One Support
- Affordable Options for Every Life Stage
Areas Private Health Insurance in TX, SC, SD, OH, MI & VA
Alyssa Rae Insurance Agency provides personalized private health insurance coverage across six states, helping individuals, families, and small business owners find coverage that truly fits. As a trusted benefits specialist, we guide clients in each region through PPO plans, supplemental insurance options, and more—with one-on-one support every step of the way. No matter where you're located in these states, we offer virtual consultations and ongoing support to help you confidently choose the right health insurance plan.
- Texas
- South Carolina
- South Dakota
- Ohio
- Michigan
- Virginia
Frequently Asked Questions
We understand that health insurance can feel complex, especially with so many terms, plan types, and coverage options. Below, we've answered some of the most common questions our clients ask, so you can feel informed, confident, and prepared when choosing your health coverage. As your private health insurance partner, we’re here to make the process transparent and straightforward.
PPO (Preferred Provider Organization) insurance is a flexible type of health plan that allows you to see any doctor or specialist, in or out of network, without needing a referral. It’s ideal for people who want nationwide access and more control over their care.
HMO plans usually limit you to a local network of providers and require referrals for specialists. In contrast, PPO plans offer broader access and more freedom to choose your doctors without referrals, even out of state.
Yes, dental insurance helps cover the cost of preventive care like cleanings and exams, as well as more expensive procedures such as fillings, crowns, and root canals. It can save you hundreds of dollars annually and help you avoid unexpected out-of-pocket expenses.
If you wear glasses or contacts, or want to stay on top of your eye health, vision insurance is absolutely worth it. It typically covers eye exams, lenses, frames, and discounts on corrective procedures.
Vision insurance usually includes annual eye exams, prescription glasses or contact lenses, and discounts on additional eyewear or laser eye surgery. Plans vary, but most cover both preventive care and corrective needs.
Dental insurance typically pays a portion of your dental care costs, often using a percentage-based structure (e.g., 100% for cleanings, 80% for basic procedures, 50% for major work). You pay a monthly premium and may have an annual maximum benefit limit.
Supplemental insurance includes extra policies that provide coverage for things not fully addressed by your main health plan, like accidents, critical illness, hospital stays, or loss of income. It’s designed to fill financial gaps and strengthen your overall protection.
Yes, especially if your existing life insurance through work is limited or doesn’t meet your family’s needs. Supplemental life insurance gives you added peace of mind by increasing your coverage and ensuring your loved ones are financially secure.
Your Coverage, Made Simple
Choosing health insurance shouldn’t feel like a gamble or leave you overpaying for plans that don’t meet your needs.
Whether you're exploring flexible PPO options, adding vision and dental insurance,
or strengthening your protection with supplemental insurance, Alyssa Rae Insurance Agency is here to guide you.
We simplify the process and help you find the right plan so you can move forward with confidence.
